Premium Service For Bad Credit Loans

You deserve a premium service. Let us help you.

  • High-End Information Security
  • 256-bit SSl Encryption
  • TLS Security Best Practices

We’re Here for You!

Do you still have a few questions? Maybe these questions and answers will help:

What is the importance of a bad credit score?

There are a number of reasons a person can get a bad credit score, and sometimes it’s not even their fault! There could have been an illness, or a mistake with the payment or a short paycheck that caused a late payment. Late or missed payments are a primary cause of a bad credit score. Once a financial institution sees that, such as a bank, they might be reluctant to approve a loan. They take into account their risk and either decline your loan request or make it extremely difficult. With Premium Cash Advance, we will help you find a lender who will may be able to meet you in your situation and help you find a quick loan.

What is the meaning of a bad credit score?

Your credit is rated according to a system called FICO. This is a recognized way of analyzing your spending and payment habits to come up with a score. According to that score, a lender can choose to approve a request for a bad credit loan. As far as the numbers go, if you get a score of 620 or less, you would usually be considered a high risk. In addition to the person’s payment history, other factors are taken into account, such as how much money you owe right now. The amount of debt you have can also count towards your FICO score.

Will I be able to get approved for a loan, even with a bad credit score?

It’s understandable that a person can be short of money and end up with a bad credit score. Sometimes it’s due to being out of a job for a period of time, expenses involved in moving to a new area, school fees to pay or just too many bills. For whatever reason your credit score is bad, there is still a possibility of getting approved for a loan. The way to find out how much you can get is by sending in an online request form to Premium Cash Advance. We will work quickly to help you locate an online lender who might be able to offer you a loan in the amount that you need. Let us get started with your request today!

How can I fix my bad credit rating?

The good news is that there are ways you can improve your credit score. Take a look at how you got a bad rating in the first place and that should help you know how you can fix it. In many cases, the bad credit status took place over a period of time. If you paid your bills late, then take swift steps to begin paying them on time. If you didn’t pay a bill at all, get that taken care of. Calculate how much debt you now have and make a plan to reduce it. These are steps that can improve your credit status.

Is it possible to get loan approval with a bad credit history?

Financial problems in the past may have caused you to send your payments late and get a bad credit rating. At Premium Cash Advance, we forward your online request form to lenders who consider your current state of affairs when deciding on approval. Because of your past payment history, they might request proof of sufficient income. It’s very important that if you are approved and you accept the terms of the loan that you send in your payments as per the contract terms that you signed.

Get Started On Your Cash Today! There’s No Need to Wait!

Take the first step to cash by completing the short inquiry form and submitting it to us at Premium Cash Advance.

Get Started Skip to content